Payday Loans FAQ

1. What is a Payday Loan?

A payday loan is basically a small loan for a short period of time that must be repaid by your next payday. A payday loan is usually for $100-$1,500. A payday loan is a quick and simple way to obtain a short term loan that provides a sensible alternative to costly bounced checks, late payment charges and tarnished credit ratings.

2. How do I get a payday loan?

You can get a payday loan from anyone of the lenders listed below. Just fill out the online application and receive your loan instantly.

3. How long does it take to get a payday loan?

Most lenders will get you approved for a payday loan overnight, some lenders can offer loans within an hour if you need cash fast.

4. Do I need good credit to get a payday loan?

No, you dont. Most lenders won't even check your credit score to approve you for a payday loan.

5. What are the requirements to get a payday loan?

The main requirements to get a payday loan are:

• You must be at least 18 years of age.
• You have to live in the United States.
• You need to have an active checking account.
• Earn at least $1000 salary per month after taxes or $800 on a fixed income.

6. Are payday loans secure and confidential?

Yes! All of the lenders listed on this site take applications on secure servers over encryped connections, which use the industry's highest security standard. Be sure to read the lender's privacy policy to see how the information could be used.

7. How much does it cost for a payday loan?

It depends on which lender you choose to get the loan from. Some lenders charge $10 per $100 borrowed, and other lenders charge upwards to $25-$30 per $100 borrowed. Take note as the fees that the lenders charge you from the loan will be deducted from the initial loan amount.